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If your belongings are stolen or damaged, these recognized covered risks can be replaced or paid for with personal property coverage.
You can protect yourself from claims if a guest is injured at your place, or if you accidentally damage someone else's property, liability coverage can help you stay protected.
Additional Living Expenses
Additional living expenses can cover a certain event like a fire, and if you can't stay at home due to this nature or other recognized events covered in your policy, this type of coverage can help pay for things like a hotel stay.